Hi Friends, Kerala Govt Introduced Self Employment Business Loan Scheme Named on KESRU on 1999, Details follows..

KESRU 99 (Kerala Self Employment Scheme for the Registered Unemployed)

The scheme was sanctioned vide G.O.(P)No.40/99/Labour dated 30.03.1999
Bank loan up to Rs. 1,00,000 is given for starting self-employment ventures to individuals, out of which 20% is re-imbursed as Government subsidy through Employment Department. The spouse or parents of the beneficiary will be the guarantor. Beneficiary contribution is not mandatory.


All unemployed persons in the live Register of Employment Exchanges between the age limit 21 – 50 with annual family income not exceeding Rs.1,00,000/-

Educational Qualification should suit the project selected. Preference will be given to those with professional or technical qualification, woman having graduation and beneficiaries of unemployment dole scheme. Students are not eligible for applying under KESRU

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